A Correction to Derogatory Credit Report sample letter such as this allows you to take back control over a runaway credit report before it gets
truly out of hand.
Credit reports have great effects on our more prestigious purchases.
That being the case, the importance of keeping on top of the correct and current information found within the report is severe.
Found some discrepancies in your report? Address it right away!
This sample form has it all laid out for you. Use it as a template to address said errs and appeal to have the fraudulent charges investigated.
Pursuant to your request as to a clarification on the apparent derogatory findings in your review of my credit history, I am submitting this correspondence for your consideration, as well as the lender concerned. Please be advised as follows:
1. The account held in the name of Bernard T. Emerson
with Gourmet Foods, is not mine.
2. I have asked my secretary to forward a copy to you
of the paid check issued to Flowers Unlimited over
six months ago.
3. I have never maintained a charge account with Lewis
Brothers Furniture Company, nor have I ever resided
at the address indicated in their report.
I sincerely hope that this will assist you in producing an up to date report. If you should require further information, please don't hesitate to call my office.
I would be appreciative if you would forward your updated report to the lender. Please feel free to include this correspondence if you so choose.