The Disclosure of Investigative Consumer Reports form such as this sample letter, makes applicants aware of all procedure possibility.
Chances are you’ve seen this particular form (or a slight variation of it) when applying for credit.
Applying for credit opens your doors to spending, but before you can paint the mall red, there are certain possibilities that may arise during the processing of your application.
Specifically, this letter addresses the right of the company to glean more about your character from family, friends and even acquaintances.
The form also discloses any right the well as any rights the applicant may be entitled to.
DISCLOSURE OF INVESTIGATIVE CONSUMER REPORTS
This is to inform you that in processing your credit application it may be necessary to interview your neighbors, friends and/or others with whom you have an association or acquaintance.
The inquiry conducted would be in respect to your character, personal characteristics, reputation and mode of living.
Under federal law, you have the right to make a written request within a reasonable period of time and to receive detailed information about the nature and scope of this form of investigation.